Instant Financing
Thank you for choosing Mattress Discounters. Mattress Discounters financing is provided to you by Wells Fargo Financial National Bank as an added convenience. If approved, simply bring your approved application number and a photo identification to the Mattress Discounters Sleep Center nearest you. Applying online will save you time and allow you to shop for your new bed knowing your approved credit limit. Call or Visit a Mattress Discounters Sleep Center for complete details. *Please note that this Well Fargo National Bank credit account is not accepted in California or Virginia Beach area Mattress Discounters locations.
To Apply now, click the link below.
We've made it easy for you to Have A Good Night's Sleep On Us.
Q1 - What is the status of my Mattress Discounters credit card application?
Q2 - When will I get my Mattress Discounters Preferred Customer Credit Card in the mail?
Q3 - May I use my Mattress Discounters Preferred Customer Credit Card as soon as I receive it in the mail?
Q4 - If I've forgotten my Mattress Discounters Preferred Customer Credit Card can I still charge purchases to my account?
Q5 - What is the interest rate on this card?
Q6 - Is there an annual fee on the card?
Q7 - When will I receive my first billing statement?
Q8 - Am I able to make payments at the Sleep Center?
Q9 - Who should I contact if I have questions about my account?
Q10 - How do I update my mailing address and/or phone number?
Q11 - What do I do if my card has been stolen?
Q12 - How do I request a Credit Limit Increase?
Q13 - Can I add another user to my already existing credit card?
Q14 - How long will my account be active?
Q1 - What is the status of my Mattress Discounters credit card application?
If you did not receive an immediate decision, and you established a username and password, you may check the status of your credit card application by clicking on the ""Apply Now"" and ""Check Status"" link.
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Q2 - When will I get my Mattress Discounters Preferred Customer Credit Card in the mail?
You should receive your credit card within 30 days after the application is approved by Wells Fargo Financial National Bank.
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Q3 - May I use my Mattress Discounters Preferred Customer Credit Card as soon as I receive it in the mail?
Good News! You can begin to make purchases on your account prior to receiving your card. Simply have the sales associate provide you with your account number, after you have been approved with valid identification, and enjoy shopping! Once you receive your Mattress Discounters credit card, you may visit the Mattress Discounters location nearest to you and make purchases, based on your available credit, with your Mattress Discounters credit card.
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Q4 - If I've forgotten my Mattress Discounters Preferred Customer Credit Card can I still charge purchases to my account?
Yes! As long as you have available credit you may still charge purchases to your account. You will need to provide a form of photo identification in order to verify your information and process a charge on your Mattress Discounters Preferred Customer Credit Card.
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Q5 - What is the interest rate on this card?
For newly opened accounts, the APR is 23.90% and the default rate is 27.90% as of October 1, 2009. There is no interest if paid in full by the payment due date.
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Q6 - Is there an annual fee on the card?
One of the great advantages of being a Mattress Discounters Preferred Customer cardholder is that there is NO annual fee on the credit card.
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Q7 - When will I receive my first billing statement?
Your billing statement will be mailed on or about the 16th of each month. You should receive your statement by the 23rd of the current month if you made a purchase prior to the 16th of the current month. You should receive your statement by the 23rd of the following month if you made a purchase after the 16th of the current month. Sometimes it may take up to 45 days from the date of your first charge to receive your first billing statement. If you have any questions concerning your account prior to the receipt of your first billing statement, please call the Billing Department at 1-877-807-2785 or Customer Service at 1-800-626-6285.
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Q8 - Am I able to make payments at the Sleep Center?
While making payments at the Sleep Center is not an option, you do currently have two convenient options for submitting payments to Wells Fargo Financial National Bank:
• Mail- pay by personal check or money order (a return envelope is included with your billing statement)
• Speed Pay- pay by phone, with a personal check, for a minimal charge. Simply call Customer Services at 1-800-626-6285 to pay by phone.If you choose to mail your payment(s), please send them to:
Regular Mail:The payment address is also indicated on your billing statement. Be sure to include your account number on your check and allow 5 to 7 business days for the payment to be received.
Wells Fargo Financial National Bank
PO Box 98796
Las Vegas, NV 89193-8796
Overnight Mail:
Wells Fargo Financial National Bank
4455 W. Spring Mountain Road
Las Vegas, NV 89102
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Q9 - Who should I contact if I have questions about my account?
Questions regarding your billing statement should be directed to the billing department of Wells Fargo Financial Retail Services. This number is 1-800-626-6285 and can also be found on your monthly billing statement.
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Q10 - How do I update my mailing address and/or phone number?
You can change your address or telephone number by calling Customer Service at 1-800-626-6285.
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Q11 - What do I do if my card has been stolen?
You can contact our Customer Service Department (1-800-626-6285) who will close out the account and reissue a new credit card and account number. All existing balances on the closed account will be transferred over to the new account.
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Q12 - How do I request a Credit Limit Increase?
You may request a credit limit increase by contacting Customer Service at 1-800-626-6285.
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Q13 - Can I add another user to my already existing credit card?
Yes. To authorize another user on your account, this individual must fill out the co-applicant section of the credit card application and we will submit it for processing.
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Q14 - How long will my account be active?
Your account will remain active 24 months from the date of last activity unless the terms and conditions of your account have changed or if your financial situation has changed.
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Financing provided by Wells Fargo Financial National Bank, a subsidiary of Wells Fargo Financial.* Wells Fargo Financial is an affiliate of Wells Fargo Bank, N.A.**
©2009 Mattress Discounters