Mattress Discounters Financing

Flexible Financing Options

Thank you for choosing Mattress Discounters. We give you choices when selecting your financing method. These financing plans are for In-Store purchases only.

  • No interest if paid in full within 6, 12 or 18 months*
    On purchases made with your Mattress Discounters credit card.
    Interest will be charged to your account from the purchase date if the
    promotional purchase is not paid in full within the promotional period.
          6 months on purchases of $600 - $1199.99
         12 months on purchases of $1200 - $1799.99
         18 months on purchases of $1800 - $2399.99
  • Minimum monthly payments required.

  • 0% APR for 24, 36, 48 or 60 Months**
    On purchases made with your Mattress Discounters credit card.
    Equal monthly payments required for 24, 36, 48 or 60 months
         24 months on purchases of $2400 - $3599.99
         36 months on purchases of $3600 - $4799.99
         48 months on purchases of $4800 - $5999.99
         60 months on purchases of $6000 or more
Mattress Discounters Credit Card

Thank you for choosing Mattress Discounters. The Mattress Discounters credit card is issued with approved credit by GE Capital Retail Bank. Apply online or visit the Mattress Discounters Sleep Center nearest you with approved credit, you can then begin shopping for the bed of your dreams.


 Apply Now         Manage Account

Call or Visit a Mattress Discounters Sleep Center for complete details.


Please Note: Financing options are only available for consumers at participating Washington D.C., Northern Virginia, Richmond Virginia and Maryland markets. Mattress Discounters locations in California or Virginia Beach areas are not associated with these financing options.

* Offer applies only to single-receipt qualifying purchases. No interest will be charged on the promo purchase if you pay the promo purchase amount in full within the promotional period. If you do not, interest will be charged on the promo purchase from the purchase date. Depending on purchase amount, promotion length and payment allocation, the required minimum monthly payments may or may not pay off purchase be the end of promotional period. Regular account terms apply to non-promotional accounts: Purchase APR is 29.99%; Minimum Interest Charge is $2. Existing cardholders should see their credit card agreement for their applicable terms. Subject to credit approval.

** Offer applies only to single-receipt qualifying purchases. No interest will be charged on promo purchase and equal monthly payments are required equal to initial promo purchase amount divided equally by the number of months in promo period until promo is paid in full. The equal monthly payment will be rounded to the next highest whole dollar and may be higher than the minimum payment that would be required if the purchase was a non-promotional purchase. Regular account terms apply to non-promotional purchases. For new accounts: Purchase APR is 29.99%; Minimum Interest Charge is $2. Existing cardholders should see their credit card agreement for their applicable terms. Subject to credit approval.


We also accept the following payment methods

Credit Cards
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